Warning

Your personal information for sale!

Did you realize all those offers for pre-approved credit cards you receive in the mail are because the three major credit bureaus are selling your personal information? It's true! The same FACTA Act that allows you to receive 1 free credit report per year also allows the credit bureaus to include your name and information on lists used by creditors or insurers to make firm offers of credit or insurance.

Did you know that theft of these "pre-approved" offers is one of the most common ways someone can steal your identity and get credit? At the very least, you should shred offers you don't want or need. Don't just throw them away.

We also recently became aware of a disturbing trend involving clients who have applied for a new mortgage. The three major credit bureaus are selling your personal information to hundreds of mortgage brokers throughout the country as soon as we obtain your credit report.

Your personal information is being sold without your consent. These brokers are generally fly by night companies that operate several states away and are solely interested in offering you a bait and switch mortgage offer. These brokers will call you repeatedly and mail you solicitation after solicitation in hopes of deceiving you. These brokers often offer terms that are too good to be true and misleading.

At The Mortgage Market of Delaware, we take your trust seriously and will never be less than truthful in our dealings with you. You can count on honest, straight forward mortgage recommendations from our team. After all, the best compliment to our team is the referral of friends and family to our mortgage practice. This can only be achieved by servicing our clients with great care and respect.

How do you stop this from happening in the future?

Add your phone number to the Do Not Call List

This can be done online by visiting www.donotcall.gov or by calling 888-382-1222. Remember to make sure to add both your home and mobile cell phone numbers.

Opt Out of Prescreened Credit Offers

This will stop creditors from viewing your personal credit information without your written consent. In addition, it will cut down on the junk mail (unwanted credit card solicitations). This alone lowers your chances of becoming a victim of identity theft. You can opt out by visiting www.optoutprescreen.com or by calling 888-567-8688.

Your privacy matters to us!

We work diligently to protect your privacy and personal information. It is important to us that you know these unsolicited offers were not the result of The Mortgage Market releasing your personal information. By following the steps above, you will protect yourself and lower your odds of becoming a victim of identity theft. Please feel free to call us with any questions or concerns. Our team is always here to help.